At Safe Room Designs, we value your privacy and understand the importance of safeguarding your personal information.
Collection, types and sharing of your personal information
When you avail of our Services, we collect Personal Information, referred to as “PII,” which includes data that can uniquely identify you as an individual. This data enables us to provide you with a personalized and efficient experience. The information we may request from you during your interaction with our service includes:
- Full Names
- Residential Addresses
- Email Addresses
- Phone Numbers
- Social Security Numbers
- Date of Birth
- Employer Name
- Driver’s License or State Identification Number
Rest assured that your PII will primarily be utilized to deliver our services to you. We may also use certain forms of PII for enhancing our service’s performance, analyzing usage patterns, improving marketing efforts, customizing content and layout, and tailoring our offerings to suit your preferences. Administrative notices and important information will be delivered to you using the provided contact details. Furthermore, your PII may be utilized to address disputes, troubleshoot issues, and enforce our agreements, including the Site Terms of Use and Privacy Policy.
While you have the option not to provide Personal Information, please be aware that this may limit your access to certain Services.
Apart from Personal Information, we also collect Non-Personal Information, which does not identify you as an individual (“Non-Personal Information”). This information includes data related to your interactions with our Services, generic internet logs, details about your web browser or device, and other usage-related insights.
Examples of Non-Personal Information we gather are:
- Internet Protocol (IP) address
- Information about your operating system and browser
- Pages viewed during your visit to our website
- Interaction with content, advertisements, or links
- Referring web page
- Language preferences
- City and state location (but not precise geographic data)
- Unique Identifiers (codes or characters to identify users without personal data)
- User behavior data collected by third-party tools (e.g. Google Analytics) for improving user experience
We may also aggregate Personal Information in a way that does not personally identify you or any other user of our service. This ensures the privacy of individuals is maintained. We do not use Non-Personal Information to try to identify users, and if any Non-Personal Information becomes associated with personally identifiable data, we will treat it as Personal Information.
To gather Non-Personal Information, we may utilize cookies and other automatic information gathering technologies. Additionally, we or our Partners may collect Aggregate Information, such as your IP address, to diagnose server and software issues, administer the Services, and obtain demographic insights. Our Partners (like Monevo) may also provide aggregate reports on ad presentations and clicks on our Site.
Collaborating with Monevo
As part of our service, we collaborate with Monevo Inc and their lending partners to facilitate this process. To connect you with relevant products and services, we may share your personal data with Monevo Inc. Rest assured that your privacy is of utmost importance to us, and we take all necessary precautions to protect your information.
Additionally, Monevo Inc may share your personal data with TransUnion and other credit bureaus to enhance the matching process with their lending partners’ offerings that align with your requirements. Please refer to our comprehensive privacy policy for full details on how Monevo processes your personal data and the rights you have in relation to your information. You can find this privacy policy at: https://app.monevo.us/privacy-policy. Should you have any questions or concerns regarding your data privacy, feel free to contact our support team at any time.
Purpose/Use for the data
We collect and use your Personal Information for the following purposes:
- Connecting you with our Partners who will offer information about products and services.
- Contacting you or allowing our Partners to contact you via telephone, after you have provided your telephone number and agreed to our E-Consent Agreement, to explore loan options.
- Sending you marketing communications from Monevo and its trusted partners, if you opt-in for such emails or SMS.
- Using your information with your consent or at your direction.
- Providing your information to lending partners in our database for assessing your eligibility for a personal loan through soft credit checks.
- Generating statistics for internal market and product analysis.
- Conducting internal data validation, enhancement, suppression, and tracing.
- Responding to customer care inquiries.
- Sending important information about the Services, changes to terms, conditions, and policies, and other administrative information.
- Personalizing your experience by presenting tailored advertising, products, and offers.
- Assisting in providing the Services.
- Improving online operations.
- Processing transactions.
- Providing customer service.
- Offering RSS feeds and other agreed-upon communications or services.
- Sending customized offers and content based on your interests or preferences.
- Sending account- or transaction-related communications, such as welcome letters or notifications.
- Conducting research and analysis to improve products and services.
- Managing our systems.
- Rest assured that we will use your Personal Information only for the purposes specified during collection, and with your consent.
How to opt-out of data collection
- Access your account settings to manage data preferences.
- Click on the “Privacy” tab and select “Opt-Out of Data Collection.”
- Fill out the opt-out form on the website.
- Email our support team with the subject line “Opt-Out Request.”
- Call our helpline and follow the automated opt-out instructions.
How users can request amendments to personal data collected
- Log in to your account and navigate to the “Profile” section.
- Click on “Edit Personal Data” and make the necessary changes.
- Submit a request via email, specifying the required amendments.
- Use the “Request Data Amendments” form on our website.
- Contact our support team directly for assistance.
Effective date of the Privacy Policy
The effective date of the Privacy Policy is indicated in the footer of our website.The Privacy Policy came into effect on April 1, 2023.
A note on CCPA
If a stakeholder/client intends to advertise traffic from California, an exclusive CCPA Policy is applicable complying with regulatory guidelines.
The process for informing users of any changes to the Privacy Policy
- We notify users via email at least 30 days before any changes take effect.
- Our company publishes a prominent notice on the website’s homepage.
- We send a push notification to the website’s mobile app users.
- Creation a pop-up notification with the updated Privacy Policy upon login.
- Utilizing social media channels to communicate changes to the Privacy Policy.
Details on any third parties who collect personal data through the website
- Our advertising partners collect data for targeted marketing.
- Analytics providers gather user behavior data for website improvement.
- Payment processors handle personal data during transactions.
- Social media plugins may collect data when users interact with them.
- External service providers might access data for specific site functionalities.